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Virginia Insurance Virginia Life, Annuities, and Health Insurance Examination Series 11-01 Sample Questions:

1. To cancel a health insurance policy, which one of the following must the insured do?

A) Replace the current policy with another
B) Notify the insurer in writing
C) Challenge at least two uniform mandatory provisions

2. All of the following statements about tax-sheltered annuities (TSAs) are true EXCEPT:

A) They are also known as 403(b) plans.
B) Accumulation payments often come from voluntary salary reductions.
C) The annuitant may have an individual account or contract.
D) The investment gain each year is included in the participant's gross income.

3. The benefit supplement attached to a life insurance policy which insures all members of a family is called a:

A) Children's term rider
B) Family term rider
C) Spouse term rider
D) Survivorship term rider

4. Unless an insured has made fraudulent statements on the application for individual health coverage, subsequent claims may not be denied under the provision for:

A) Time limit on certain defenses
B) Time payment of claims
C) Legal actions
D) Grace period

5. Which is an example of an endodontic service?

A) Crowns
B) Fillings
C) Dentures
D) Root canals

Solutions: